Members have the opportunity to be covered under the Accidental Death and Dismemberment master insurance policy issued to the Association.  The policy provides the program member with up to $50,000 Accidental Death and Dismemberment benefits to age 70. For members who are over the age of 70, please refer to the "Upon Attainment of Age" section below. If you elect to include your family, your spouse and/or children are also covered. Covered Loss and Benefits payable are also shown below: Covered Loss Benefit Payable Accidental Death 100% Each Arm 75% Each Leg 75% Each Hand 50% Each Foot 50% Sight of Each Eye 50% Speech 50% Hearing of Each Ear 25% Thumb & Index Finger (same hand) 25% Upon Attainment of Age % of Face Amount 70 through 74 70% 75 through 79 45% 80 through 84 30% 85 and up 15%   Certain Fitness First Healthcare membership programs  include some limited insurance coverages.

Accidents are the fifth leading cause of death for people of all ages. Today alone, over 250 people in the U.S. will die in accidents according to the National Center for Health Statistics. An accidental death and dismemberment benefit can be an important step in preparing for your family's financial security.  Unfortunately, many families are financially unprepared for this type of unexpected loss.